Homeowners Insurance Exam Cheat Sheet (HO-1 to HO-8) – 2-Page Printable

Struggling with homeowners insurance concepts? This 2-page instant-download cheat sheet gives you all the must-know information for the Homeowners section of your insurance licensing exam — organized, simplified, and exam-ready.

This guide is perfect for insurance students, test takers, tutors, and new agents who want a fast, clear reference they can actually memorize.

✅ What’s Inside

This printable includes the most frequently tested homeowners exam topics, including:

✔ HO Policy Forms (HO-1 through HO-8)

✔ Coverages A–F

✔ Named Perils (Coverage C)

Clear, easy-to-read list of all 16 perils.

✔ Special Limits of Liability

Money, jewelry, silverware, firearms, business property, and more.

✔ Common Exclusions

✔ Exam Alerts

High-probability test questions & common pitfalls students miss.

✔ Calculation Formulas

• Coinsurance / 80% Rule
• ACV formula
• Replacement cost formula

✔ Loss Settlement Rules & Deductibles

Everything you need—nothing you don’t.

✨ Who This Cheat Sheet Is For

Perfect for:

• Insurance licensing students
• Tutors and instructors
• New P&C agents
• Anyone reviewing homeowners coverage quickly
• Visual learners who prefer simplified layouts

🖨️ Printable + Digital

You can use it on:

• iPad / tablet
• Laptop
• Binder or notebook
• Study wall or desk

What You Receive

• 2-Page Homeowners Exam Cheat Sheet (PDF)
• Instant download
• Clean, organized, easy-to-read design

Important

This is a digital download only. No physical product will be mailed.

Get Exam-Ready — The Easy Way

Study smarter, not harder. This cheat sheet consolidates everything you need for the homeowners portion of the exam so you can pass with confidence.